Rate Sheet

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30 year fixed conforming 3.875% 0 points 3.913 apr.

Current posted rates are in effect as of 11/15/2011 5:38:33 PM Central Time.
Rates are subject to change without notice.

30 Fixed Conforming
Rate	Points	APR	Lock Days
3.875%	0.000%	3.933%	45
The APR is calculated using a loan amount of $417,000 and these typical fees.

First Time Buyer
Rate	Points	APR	Lock Days
3.750%	0.000%	4.571%	45
The APR is calculated using a loan amount of $417,000 and these typical fees.

5/1 ARM
Rate	Points	APR	Lock Days
3.250%	0.000%	4.552%	45
The APR is calculated using a loan amount of $1,000,000 and these typical fees.

30 Year Fixed Jumbo
Rate	Points	APR	Lock Days
4.750%	0.000%	4.775%	45
The APR is calculated using a loan amount of $1,000,000 and these typical fees.

30 Year Fixed Jumbo/Conforming
Rate	Points	APR	Lock Days
4.375%	0.000%	4.423%	60
The APR is calculated using a loan amount of $465,000 and these typical fees.