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Even in a buyer's market, residential and commercial properties are expensive.
So the financing decisions you make now will have significant impact on
your budget month after month, year after year. There are literally thousands
of mortgage programs out there with many different profiles, and whether
you have an immaculate credit history or one that's more complex, we have
the access, knowledge, flexibility, and leverage to
secure the best rate for you.
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Access—at Alexander Mortgage, we view in real time the
rates and terms of thousands of different mortgage programs. If
you try to shop mortgages on your own, you see low rates online or in
the newspaper, but waste time and money finding out that the rates have
either changed or that you don’t meet the guidelines. With Alexander
Mortgage, after you complete one form with us, we can scan thousands
of rates in real time—saving you serious money and valuable time.
Knowledge—with 20 years in the business, we know where
to find the best rates for your particular situation. Anyone
can quote rates. Knowing which rate and program applies to your particular
situation is crucial. We know the interest rates and underwriting requirements
for many lending sources and have thousands of loan programs available
to us daily. We know which lenders are most likely to meet your particular
needs, and that saves you time and money.
Flexibility—apply once and we take it from there. If
you apply directly to a bank, you must pay an appraisal fee, wait for
the bank’s response, and then do it all over again if it doesn’t
approve your mortgage. With Alexander Mortgage, we can take the same paperwork
and appraisal and apply to many different lenders. We can even lock you
into a protected low rate and still keep shopping for a better one on
your behalf.
Leverage—with over $2 billion in completed transactions,
Alexander Mortgage has tremendous buying power. Lenders give
us access to better rates and terms than what you can get on your own.
Why? Because we provide volume to them that is unattainable by an individual
borrower. Bottom line, our leverage becomes yours when you apply through
Alexander Mortgage.
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